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Esaf Small Finance Bank · Visakhapatanam

ESMF0001678: Esaf Small Finance Bank, Visakhapatnam

IFSC code ESMF0001678 belongs to the Visakhapatnam branch of Esaf Small Finance Bank in Visakhapatanam, Andhra Pradesh. Its MICR code is 530760002.

IFSC
ESMF0001678
MICR
530760002
Bank
Esaf Small Finance Bank
Branch
Visakhapatnam
District
Visakhapatanam
State
Andhra Pradesh
Phone
+919895884045

Branch address

Esaf Small Finance Bank
No 55 8 35,Seethammadhara Junction,H B Colony,Beside Alluri Seetharamaraju Statue,Visakhapatnam,Andrapradesh 530013

Open in a map · Pincode 530013: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001678 is the code of the Visakhapatnam branch. In the MICR code 530760002, 530 is the city, 760 the bank and 002 the branch.

Other Esaf Small Finance Bank branches in Visakhapatanam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Visakhapatnam branch (Visakhapatanam, Andhra Pradesh) is ESMF0001678.

  2. 530760002. MICR is printed at the bottom of the branch's cheques.

  3. No 55 8 35,Seethammadhara Junction,H B Colony,Beside Alluri Seetharamaraju Statue,Visakhapatnam,Andrapradesh 530013

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001678 with the beneficiary's account number.

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