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Esaf Small Finance Bank · Kolhapur

ESMF0001677: Esaf Small Finance Bank, Kolhapur

IFSC code ESMF0001677 belongs to the Kolhapur branch of Esaf Small Finance Bank in Kolhapur, Maharashtra. Its MICR code is 416760002.

IFSC
ESMF0001677
MICR
416760002
Bank
Esaf Small Finance Bank
Branch
Kolhapur
District
Kolhapur
State
Maharashtra
Phone
+919995804656

Branch address

Esaf Small Finance Bank
No.331-C,Cross Roads,Ward New Shahupuri,Kolhapur P O, Kolhapur ,Maharashtra-416001

Open in a map · Pincode 416001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001677 is the code of the Kolhapur branch. In the MICR code 416760002, 416 is the city, 760 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Kolhapur branch (Kolhapur, Maharashtra) is ESMF0001677.

  2. 416760002. MICR is printed at the bottom of the branch's cheques.

  3. No.331-C,Cross Roads,Ward New Shahupuri,Kolhapur P O, Kolhapur ,Maharashtra-416001

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001677 with the beneficiary's account number.

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