Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Esaf Small Finance Bank · Wayanad

ESMF0001603: Esaf Small Finance Bank, Panamaram

IFSC code ESMF0001603 belongs to the Panamaram branch of Esaf Small Finance Bank in Wayanad, Kerala. Its MICR code is 670760205.

IFSC
ESMF0001603
MICR
670760205
Bank
Esaf Small Finance Bank
Branch
Panamaram
District
Wayanad
State
Kerala
Phone
+918589903021

Branch address

Esaf Small Finance Bank
No 360 17,Kalpetta Manathavady Road,Near St Judes Town Church,Panamaram P O,Wayanad Kerala 670721

Open in a map · Pincode 670721: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001603 is the code of the Panamaram branch. In the MICR code 670760205, 670 is the city, 760 the bank and 205 the branch.

Other Esaf Small Finance Bank branches in Wayanad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Esaf Small Finance Bank's Panamaram branch (Wayanad, Kerala) is ESMF0001603.

  2. 670760205. MICR is printed at the bottom of the branch's cheques.

  3. No 360 17,Kalpetta Manathavady Road,Near St Judes Town Church,Panamaram P O,Wayanad Kerala 670721

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001603 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation