ESMF0001485: Esaf Small Finance Bank, Barharwa
IFSC code ESMF0001485 belongs to the Barharwa branch of Esaf Small Finance Bank in Sahebganj, Jharkhand. Its MICR code is 816760102.
- IFSC
- ESMF0001485
- MICR
- 816760102
- Branch
- Barharwa
- District
- Sahebganj
- State
- Jharkhand
- Phone
- +919288013053
Branch address
Esaf Small Finance Bank
No 13,Jhikatia Village,Barharawa PO,Sahebganj District,816101
Open in a map · Pincode 816101: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Not marked | Payments by UPI ID or mobile number from apps |
Reading this IFSC
ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001485 is the code of the Barharwa branch. In the MICR code 816760102, 816 is the city, 760 the bank and 102 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Esaf Small Finance Bank's Barharwa branch (Sahebganj, Jharkhand) is ESMF0001485.
816760102. MICR is printed at the bottom of the branch's cheques.
No 13,Jhikatia Village,Barharawa PO,Sahebganj District,816101
RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001485 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation