ESMF0001440: Esaf Small Finance Bank, Umaria
IFSC code ESMF0001440 belongs to the Umaria branch of Esaf Small Finance Bank in Umaria, Madhya Pradesh. Its MICR code is 484760201.
- IFSC
- ESMF0001440
- MICR
- 484760201
- Branch
- Umaria
- District
- Umaria
- State
- Madhya Pradesh
- Phone
- +919288092159
Branch address
Esaf Small Finance Bank
No 33,Ward No 15,Gandhi Chouk,Near Dainik Jan Duniya Press,Kaleshar Road,Umaria P O,Madhya Pradesh,484661
Open in a map · Pincode 484661: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Not marked | Payments by UPI ID or mobile number from apps |
Reading this IFSC
ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001440 is the code of the Umaria branch. In the MICR code 484760201, 484 is the city, 760 the bank and 201 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Esaf Small Finance Bank's Umaria branch (Umaria, Madhya Pradesh) is ESMF0001440.
484760201. MICR is printed at the bottom of the branch's cheques.
No 33,Ward No 15,Gandhi Chouk,Near Dainik Jan Duniya Press,Kaleshar Road,Umaria P O,Madhya Pradesh,484661
RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001440 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation