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Esaf Small Finance Bank · Theni

ESMF0001404: Esaf Small Finance Bank, Cumbum

IFSC code ESMF0001404 belongs to the Cumbum branch of Esaf Small Finance Bank in Theni, Tamil Nadu. Its MICR code is 625760105.

IFSC
ESMF0001404
MICR
625760105
Bank
Esaf Small Finance Bank
Branch
Cumbum
District
Theni
State
Tamil Nadu
Phone
+919288022491

Branch address

Esaf Small Finance Bank
Odai Street,Oppo Amaravathi Theater,Near New Bus Stand,Cumbum,Theni District

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001404 is the code of the Cumbum branch. In the MICR code 625760105, 625 is the city, 760 the bank and 105 the branch.

Other Esaf Small Finance Bank branches in Theni

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Cumbum branch (Theni, Tamil Nadu) is ESMF0001404.

  2. 625760105. MICR is printed at the bottom of the branch's cheques.

  3. Odai Street,Oppo Amaravathi Theater,Near New Bus Stand,Cumbum,Theni District

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001404 with the beneficiary's account number.

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