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Esaf Small Finance Bank · East Khasi Hills

ESMF0001338: Esaf Small Finance Bank, Shillong

IFSC code ESMF0001338 belongs to the Shillong branch of Esaf Small Finance Bank in East Khasi Hills, Meghalaya. Its MICR code is 793760002.

IFSC
ESMF0001338
MICR
793760002
Bank
Esaf Small Finance Bank
Branch
Shillong
District
East Khasi Hills
State
Meghalaya
Phone
+919288092124

Branch address

Esaf Small Finance Bank
No15,M G Road,Shillong,Meghalaya,7931

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001338 is the code of the Shillong branch. In the MICR code 793760002, 793 is the city, 760 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Shillong branch (East Khasi Hills, Meghalaya) is ESMF0001338.

  2. 793760002. MICR is printed at the bottom of the branch's cheques.

  3. No15,M G Road,Shillong,Meghalaya,7931

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001338 with the beneficiary's account number.

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