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Esaf Small Finance Bank · Balod

ESMF0001257: Esaf Small Finance Bank, Balod

IFSC code ESMF0001257 belongs to the Balod branch of Esaf Small Finance Bank in Balod, Chhattisgarh. Its MICR code is 491760501.

IFSC
ESMF0001257
MICR
491760501
Bank
Esaf Small Finance Bank
Branch
Balod
District
Balod
State
Chhattisgarh
Phone
+919288013353

Branch address

Esaf Small Finance Bank
Krishna Plaza,Near Railway Station,Haldi,Balod Rajnandgaon Road,Balod,Chhattisgarh 491226

Open in a map · Pincode 491226: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001257 is the code of the Balod branch. In the MICR code 491760501, 491 is the city, 760 the bank and 501 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Balod branch (Balod, Chhattisgarh) is ESMF0001257.

  2. 491760501. MICR is printed at the bottom of the branch's cheques.

  3. Krishna Plaza,Near Railway Station,Haldi,Balod Rajnandgaon Road,Balod,Chhattisgarh 491226

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001257 with the beneficiary's account number.

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