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Esaf Small Finance Bank · Kolkata

ESMF0001242: Esaf Small Finance Bank, Kolkata Garia Rathtalla

IFSC code ESMF0001242 belongs to the Kolkata Garia Rathtalla branch of Esaf Small Finance Bank in Kolkata, West Bengal. Its MICR code is 700760003.

IFSC
ESMF0001242
MICR
700760003
Bank
Esaf Small Finance Bank
Branch
Kolkata Garia Rathtalla
District
Kolkata
State
West Bengal
Phone
+917593888035

Branch address

Esaf Small Finance Bank
No 271a,Elite Manor Building,Near Geetanjali Metro STN,Garia Rathtala,N S Road,Kolkata,Pin700047

Open in a map · Pincode 700047: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001242 is the code of the Kolkata Garia Rathtalla branch. In the MICR code 700760003, 700 is the city, 760 the bank and 003 the branch.

Other Esaf Small Finance Bank branches in Kolkata

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Esaf Small Finance Bank's Kolkata Garia Rathtalla branch (Kolkata, West Bengal) is ESMF0001242.

  2. 700760003. MICR is printed at the bottom of the branch's cheques.

  3. No 271a,Elite Manor Building,Near Geetanjali Metro STN,Garia Rathtala,N S Road,Kolkata,Pin700047

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001242 with the beneficiary's account number.

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