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Esaf Small Finance Bank · Chennai

ESMF0001218: Esaf Small Finance Bank, Chennai-Velachery

IFSC code ESMF0001218 belongs to the Chennai-Velachery branch of Esaf Small Finance Bank in Chennai, Tamil Nadu. Its MICR code is 600760002.

IFSC
ESMF0001218
MICR
600760002
Bank
Esaf Small Finance Bank
Branch
Chennai-Velachery
District
Chennai
State
Tamil Nadu
Phone
+919288093249

Branch address

Esaf Small Finance Bank
No267,33,Rite Choice Apartments,Velachery Main Road,Velachery,Chennai600042

Open in a map · Pincode 600042: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001218 is the code of the Chennai-Velachery branch. In the MICR code 600760002, 600 is the city, 760 the bank and 002 the branch.

Other Esaf Small Finance Bank branches in Chennai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Chennai-Velachery branch (Chennai, Tamil Nadu) is ESMF0001218.

  2. 600760002. MICR is printed at the bottom of the branch's cheques.

  3. No267,33,Rite Choice Apartments,Velachery Main Road,Velachery,Chennai600042

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001218 with the beneficiary's account number.

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