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Esaf Small Finance Bank · Palakkad

ESMF0001210: Esaf Small Finance Bank, Vadakkancherry

IFSC code ESMF0001210 belongs to the Vadakkancherry branch of Esaf Small Finance Bank in Palakkad, Kerala. Its MICR code is 678760801.

IFSC
ESMF0001210
MICR
678760801
Bank
Esaf Small Finance Bank
Branch
Vadakkancherry
District
Palakkad
State
Kerala
Phone
+918589001701

Branch address

Esaf Small Finance Bank
Mannarkudy Building,Ground Floor,Near Private Bus Stand,Vadakkanchery 678683

Open in a map · Pincode 678683: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001210 is the code of the Vadakkancherry branch. In the MICR code 678760801, 678 is the city, 760 the bank and 801 the branch.

Other Esaf Small Finance Bank branches in Palakkad

All 67 Esaf Small Finance Bank branches in Palakkad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Vadakkancherry branch (Palakkad, Kerala) is ESMF0001210.

  2. 678760801. MICR is printed at the bottom of the branch's cheques.

  3. Mannarkudy Building,Ground Floor,Near Private Bus Stand,Vadakkanchery 678683

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001210 with the beneficiary's account number.

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