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Esaf Small Finance Bank · Alappuzha

ESMF0001197: Esaf Small Finance Bank, Alapuzha

IFSC code ESMF0001197 belongs to the Alapuzha branch of Esaf Small Finance Bank in Alappuzha, Kerala. Its MICR code is 688760002.

IFSC
ESMF0001197
MICR
688760002
Bank
Esaf Small Finance Bank
Branch
Alapuzha
District
Alappuzha
State
Kerala
Phone
+918589027601

Branch address

Esaf Small Finance Bank
Kainakari Building Ground Floor and First Floor,15,492d,BL 04,27 GF and 1329 Sq Feet First Floor,Near to Power House,Shavakottapalam,Ernakulam Alapuzha Road,Alapuzha PIN 688007

Open in a map · Pincode 688007: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001197 is the code of the Alapuzha branch. In the MICR code 688760002, 688 is the city, 760 the bank and 002 the branch.

Other Esaf Small Finance Bank branches in Alappuzha

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Alapuzha branch (Alappuzha, Kerala) is ESMF0001197.

  2. 688760002. MICR is printed at the bottom of the branch's cheques.

  3. Kainakari Building Ground Floor and First Floor,15,492d,BL 04,27 GF and 1329 Sq Feet First Floor,Near to Power House,Shavakottapalam,Ernakulam Alapuzha Road,Alapuzha PIN 688007

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001197 with the beneficiary's account number.

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