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Esaf Small Finance Bank · Thrissur

ESMF0001193: Esaf Small Finance Bank, Virupakka

IFSC code ESMF0001193 belongs to the Virupakka branch of Esaf Small Finance Bank in Thrissur, Kerala. Its MICR code is 680760403.

IFSC
ESMF0001193
MICR
680760403
Bank
Esaf Small Finance Bank
Branch
Virupakka
District
Thrissur
State
Kerala
Phone
+918589002785

Branch address

Esaf Small Finance Bank
Rabiya Tower,Survey No 79,4,Virupakka,Vazhani PO,Thrissur-680589

Open in a map · Pincode 680589: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001193 is the code of the Virupakka branch. In the MICR code 680760403, 680 is the city, 760 the bank and 403 the branch.

Other Esaf Small Finance Bank branches in Thrissur

All 39 Esaf Small Finance Bank branches in Thrissur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Virupakka branch (Thrissur, Kerala) is ESMF0001193.

  2. 680760403. MICR is printed at the bottom of the branch's cheques.

  3. Rabiya Tower,Survey No 79,4,Virupakka,Vazhani PO,Thrissur-680589

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001193 with the beneficiary's account number.

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