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Esaf Small Finance Bank · Ernakulam

ESMF0001183: Esaf Small Finance Bank, Elamkulam

IFSC code ESMF0001183 belongs to the Elamkulam branch of Esaf Small Finance Bank in Ernakulam, Kerala. Its MICR code is 682760007.

IFSC
ESMF0001183
MICR
682760007
Bank
Esaf Small Finance Bank
Branch
Elamkulam
District
Ernakulam
State
Kerala
Phone
+918589001575

Branch address

Esaf Small Finance Bank
Ground Floor,St Marys Tower,Sa Road,Elamkulam,Ernakulam 682020

Open in a map · Pincode 682020: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001183 is the code of the Elamkulam branch. In the MICR code 682760007, 682 is the city, 760 the bank and 007 the branch.

Other Esaf Small Finance Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Elamkulam branch (Ernakulam, Kerala) is ESMF0001183.

  2. 682760007. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor,St Marys Tower,Sa Road,Elamkulam,Ernakulam 682020

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001183 with the beneficiary's account number.

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