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Equitas Small Finance Bank · Ludhiana

ESFB0015032: Equitas Small Finance Bank, Model Town Ludhiana

IFSC code ESFB0015032 belongs to the Model Town Ludhiana branch of Equitas Small Finance Bank in Ludhiana, Punjab. Its MICR code is 141756006.

IFSC
ESFB0015032
MICR
141756006
Bank
Equitas Small Finance Bank
Branch
Model Town Ludhiana
District
Ludhiana
State
Punjab

Branch address

Equitas Small Finance Bank
Model Town, Ludhiana Punjab

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 015032 is the code of the Model Town Ludhiana branch. In the MICR code 141756006, 141 is the city, 756 the bank and 006 the branch.

Other Equitas Small Finance Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Model Town Ludhiana branch (Ludhiana, Punjab) is ESFB0015032.

  2. 141756006. MICR is printed at the bottom of the branch's cheques.

  3. Model Town, Ludhiana Punjab

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0015032 with the beneficiary's account number.

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