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Equitas Small Finance Bank · Jalandhar

ESFB0015026: Equitas Small Finance Bank, BMC Chowk-Jalandhar

IFSC code ESFB0015026 belongs to the BMC Chowk-Jalandhar branch of Equitas Small Finance Bank in Jalandhar, Punjab. Its MICR code is 144756005.

IFSC
ESFB0015026
MICR
144756005
Bank
Equitas Small Finance Bank
Branch
BMC Chowk-Jalandhar
District
Jalandhar
State
Punjab

Branch address

Equitas Small Finance Bank
408, 4th Floor, Grand Mall, Nr Hotel Raddison, Jalandhar-144001

Open in a map · Pincode 144001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 015026 is the code of the BMC Chowk-Jalandhar branch. In the MICR code 144756005, 144 is the city, 756 the bank and 005 the branch.

Other Equitas Small Finance Bank branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Equitas Small Finance Bank's BMC Chowk-Jalandhar branch (Jalandhar, Punjab) is ESFB0015026.

  2. 144756005. MICR is printed at the bottom of the branch's cheques.

  3. 408, 4th Floor, Grand Mall, Nr Hotel Raddison, Jalandhar-144001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0015026 with the beneficiary's account number.

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