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Equitas Small Finance Bank · Pathankot

ESFB0015023: Equitas Small Finance Bank, Patel Chowk-Pathankot

IFSC code ESFB0015023 belongs to the Patel Chowk-Pathankot branch of Equitas Small Finance Bank in Pathankot, Punjab. Its MICR code is 145756002.

IFSC
ESFB0015023
MICR
145756002
Bank
Equitas Small Finance Bank
Branch
Patel Chowk-Pathankot
District
Pathankot
State
Punjab

Branch address

Equitas Small Finance Bank
A.K Plaza, 1st Floor Above Syndicate Bank. Patel Chowk, Pathankot-145001

Open in a map · Pincode 145001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 015023 is the code of the Patel Chowk-Pathankot branch. In the MICR code 145756002, 145 is the city, 756 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Patel Chowk-Pathankot branch (Pathankot, Punjab) is ESFB0015023.

  2. 145756002. MICR is printed at the bottom of the branch's cheques.

  3. A.K Plaza, 1st Floor Above Syndicate Bank. Patel Chowk, Pathankot-145001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0015023 with the beneficiary's account number.

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