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Equitas Small Finance Bank · Una

ESFB0012002: Equitas Small Finance Bank, Una

IFSC code ESFB0012002 belongs to the Una branch of Equitas Small Finance Bank in Una, Himachal Pradesh. Its MICR code is 174756102.

IFSC
ESFB0012002
MICR
174756102
Bank
Equitas Small Finance Bank
Branch
Una
District
Una
State
Himachal Pradesh

Branch address

Equitas Small Finance Bank
1st Floor,Adjoining SK Finance,Nangal Road,Vikas Nagar,Una Himachal Pradesh -174303

Open in a map · Pincode 174303: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 012002 is the code of the Una branch. In the MICR code 174756102, 174 is the city, 756 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Una branch (Una, Himachal Pradesh) is ESFB0012002.

  2. 174756102. MICR is printed at the bottom of the branch's cheques.

  3. 1st Floor,Adjoining SK Finance,Nangal Road,Vikas Nagar,Una Himachal Pradesh -174303

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0012002 with the beneficiary's account number.

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