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Equitas Small Finance Bank · Ratnagiri

ESFB0009114: Equitas Small Finance Bank, Chiplun Branch

IFSC code ESFB0009114 belongs to the Chiplun Branch branch of Equitas Small Finance Bank in Ratnagiri, Maharashtra. Its MICR code is 415756201.

IFSC
ESFB0009114
MICR
415756201
Bank
Equitas Small Finance Bank
Branch
Chiplun Branch
District
Ratnagiri
State
Maharashtra

Branch address

Equitas Small Finance Bank
Dasman Complex Karad Chiplun Highway,the Ground Floor,Office No - 1 & 2,Opp Datta Mandirkherdi Tal Chiplun Dist Ratnagiri Maharashtra

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 009114 is the code of the Chiplun Branch branch. In the MICR code 415756201, 415 is the city, 756 the bank and 201 the branch.

Other Equitas Small Finance Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Chiplun Branch branch (Ratnagiri, Maharashtra) is ESFB0009114.

  2. 415756201. MICR is printed at the bottom of the branch's cheques.

  3. Dasman Complex Karad Chiplun Highway,the Ground Floor,Office No - 1 & 2,Opp Datta Mandirkherdi Tal Chiplun Dist Ratnagiri Maharashtra

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0009114 with the beneficiary's account number.

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