ESFB0008009: Equitas Small Finance Bank, Madu Chowk-Balod
IFSC code ESFB0008009 belongs to the Madu Chowk-Balod branch of Equitas Small Finance Bank in Balod, Chhattisgarh. Its MICR code is 491756003.
- IFSC
- ESFB0008009
- MICR
- 491756003
- Branch
- Madu Chowk-Balod
- District
- Balod
- State
- Chhattisgarh
Branch address
Equitas Small Finance Bank
Plot No.760 12 and 33, Ground Floor, Surdarshan, Near-Madhu Chowk, Station Road, Balod, Chhattisgarh-491226
Open in a map · Pincode 491226: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 008009 is the code of the Madu Chowk-Balod branch. In the MICR code 491756003, 491 is the city, 756 the bank and 003 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Equitas Small Finance Bank's Madu Chowk-Balod branch (Balod, Chhattisgarh) is ESFB0008009.
491756003. MICR is printed at the bottom of the branch's cheques.
Plot No.760 12 and 33, Ground Floor, Surdarshan, Near-Madhu Chowk, Station Road, Balod, Chhattisgarh-491226
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0008009 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

