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Equitas Small Finance Bank · Surguja

ESFB0008007: Equitas Small Finance Bank, Ring Road-Ambikapur

IFSC code ESFB0008007 belongs to the Ring Road-Ambikapur branch of Equitas Small Finance Bank in Surguja, Chhattisgarh. Its MICR code is 497756001.

IFSC
ESFB0008007
MICR
497756001
Bank
Equitas Small Finance Bank
Branch
Ring Road-Ambikapur
District
Surguja
State
Chhattisgarh

Branch address

Equitas Small Finance Bank
C O-Sharma Engineering Works, 1st Floor, Near Jeevan Jyoti Hospital, Darripara, Ring Road, Ambikapur, Dist-Sarguja,Chhattisgarh-497001

Open in a map · Pincode 497001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 008007 is the code of the Ring Road-Ambikapur branch. In the MICR code 497756001, 497 is the city, 756 the bank and 001 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Ring Road-Ambikapur branch (Surguja, Chhattisgarh) is ESFB0008007.

  2. 497756001. MICR is printed at the bottom of the branch's cheques.

  3. C O-Sharma Engineering Works, 1st Floor, Near Jeevan Jyoti Hospital, Darripara, Ring Road, Ambikapur, Dist-Sarguja,Chhattisgarh-497001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0008007 with the beneficiary's account number.

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