ESFB0007042: Equitas Small Finance Bank, RMC Chowk
IFSC code ESFB0007042 belongs to the RMC Chowk branch of Equitas Small Finance Bank in Rajkot, Gujarat. Its MICR code is 360756003.
Branch address
Equitas Small Finance Bank
2nd Floor Shop No 207& 208,Shyamprabhu 2,22-Karanpara Behind RMC Office Karansinhji Road,RMC Chowk,Rajkot -360001
Open in a map · Pincode 360001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 007042 is the code of the RMC Chowk branch. In the MICR code 360756003, 360 is the city, 756 the bank and 003 the branch.
Other Equitas Small Finance Bank branches in Rajkot
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Equitas Small Finance Bank's RMC Chowk branch (Rajkot, Gujarat) is ESFB0007042.
360756003. MICR is printed at the bottom of the branch's cheques.
2nd Floor Shop No 207& 208,Shyamprabhu 2,22-Karanpara Behind RMC Office Karansinhji Road,RMC Chowk,Rajkot -360001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0007042 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

