ESFB0003122: Equitas Small Finance Bank, Ilakal
IFSC code ESFB0003122 belongs to the Ilakal branch of Equitas Small Finance Bank in Bagalkot, Karnataka. Its MICR code is 587756003.
Branch address
Equitas Small Finance Bank
TMC No-4613/15,SS No-8-535-400,P V Bijjal 1st Floor Opp SVM Collage,Bihind Bijjal Petrol Pump,Bus Stand Road Joshi Galli Ilakal-587125
Open in a map · Pincode 587125: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 003122 is the code of the Ilakal branch. In the MICR code 587756003, 587 is the city, 756 the bank and 003 the branch.
Other Equitas Small Finance Bank branches in Bagalkot
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Equitas Small Finance Bank's Ilakal branch (Bagalkot, Karnataka) is ESFB0003122.
587756003. MICR is printed at the bottom of the branch's cheques.
TMC No-4613/15,SS No-8-535-400,P V Bijjal 1st Floor Opp SVM Collage,Bihind Bijjal Petrol Pump,Bus Stand Road Joshi Galli Ilakal-587125
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0003122 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

