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Equitas Small Finance Bank · Kottayam

ESFB0002010: Equitas Small Finance Bank, Kottayam

IFSC code ESFB0002010 belongs to the Kottayam branch of Equitas Small Finance Bank in Kottayam, Kerala. Its MICR code is 686756002.

IFSC
ESFB0002010
MICR
686756002
Bank
Equitas Small Finance Bank
Branch
Kottayam
District
Kottayam
State
Kerala

Branch address

Equitas Small Finance Bank
16/835 A-1 ,Vallamattam Building, KK Road, Muttambalam P.O, Kanjikuzhy, Kottayam - 686004

Open in a map · Pincode 686004: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002010 is the code of the Kottayam branch. In the MICR code 686756002, 686 is the city, 756 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Kottayam branch (Kottayam, Kerala) is ESFB0002010.

  2. 686756002. MICR is printed at the bottom of the branch's cheques.

  3. 16/835 A-1 ,Vallamattam Building, KK Road, Muttambalam P.O, Kanjikuzhy, Kottayam - 686004

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0002010 with the beneficiary's account number.

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