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Equitas Small Finance Bank · Palakkad

ESFB0002003: Equitas Small Finance Bank, Palakkad

IFSC code ESFB0002003 belongs to the Palakkad branch of Equitas Small Finance Bank in Palakkad, Kerala. Its MICR code is 678756002.

IFSC
ESFB0002003
MICR
678756002
Bank
Equitas Small Finance Bank
Branch
Palakkad
District
Palakkad
State
Kerala

Branch address

Equitas Small Finance Bank
Ground Floor,Door No.24/868 2&8 in Sundar Tower,Kunnathurmedu,Palakkad Coimbatore Road,Palakkad,Pincode-678013

Open in a map · Pincode 678013: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ESFB is Equitas Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 002003 is the code of the Palakkad branch. In the MICR code 678756002, 678 is the city, 756 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Equitas Small Finance Bank's Palakkad branch (Palakkad, Kerala) is ESFB0002003.

  2. 678756002. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor,Door No.24/868 2&8 in Sundar Tower,Kunnathurmedu,Palakkad Coimbatore Road,Palakkad,Pincode-678013

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ESFB0002003 with the beneficiary's account number.

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