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Cosmos Co-operative Bank · Surat

COSB0000172: Cosmos Co-operative Bank, Vip Road- Vesu

IFSC code COSB0000172 belongs to the Vip Road- Vesu branch of Cosmos Co-operative Bank in Surat, Gujarat. Its MICR code is 395164005.

IFSC
COSB0000172
MICR
395164005
Bank
Cosmos Co-operative Bank
Branch
Vip Road- Vesu
District
Surat
State
Gujarat
Phone
+919537024500

Branch address

Cosmos Co-operative Bank
GF, Shop No.6, Roongta Signature, Opp. Shyambaba Mandir, Vip Road, Surat - 395007

Open in a map · Pincode 395007: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

COSB is Cosmos Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000172 is the code of the Vip Road- Vesu branch. In the MICR code 395164005, 395 is the city, 164 the bank and 005 the branch.

Other Cosmos Co-operative Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Cosmos Co-operative Bank's Vip Road- Vesu branch (Surat, Gujarat) is COSB0000172.

  2. 395164005. MICR is printed at the bottom of the branch's cheques.

  3. GF, Shop No.6, Roongta Signature, Opp. Shyambaba Mandir, Vip Road, Surat - 395007

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC COSB0000172 with the beneficiary's account number.

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