COSB0000140: Cosmos Co-operative Bank, Girgaon Branch
IFSC code COSB0000140 belongs to the Girgaon Branch branch of Cosmos Co-operative Bank in Mumbai, Maharashtra. Its MICR code is 400164042.
- IFSC
- COSB0000140
- MICR
- 400164042
- Branch
- Girgaon Branch
- District
- Mumbai
- State
- Maharashtra
Branch address
Cosmos Co-operative Bank
Bhandari Chambers, Bali House, 74, J S S Road, Opera House, Girgaon, Mumbai 400004
Open in a map · Pincode 400004: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
COSB is Cosmos Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000140 is the code of the Girgaon Branch branch. In the MICR code 400164042, 400 is the city, 164 the bank and 042 the branch.
Other Cosmos Co-operative Bank branches in Mumbai
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Cosmos Co-operative Bank's Girgaon Branch branch (Mumbai, Maharashtra) is COSB0000140.
400164042. MICR is printed at the bottom of the branch's cheques.
Bhandari Chambers, Bali House, 74, J S S Road, Opera House, Girgaon, Mumbai 400004
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC COSB0000140 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

