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Cosmos Co-operative Bank · Palghar

COSB0000116: Cosmos Co-operative Bank, Vasai

IFSC code COSB0000116 belongs to the Vasai branch of Cosmos Co-operative Bank in Palghar, Maharashtra. Its MICR code is 400164029.

IFSC
COSB0000116
MICR
400164029
Bank
Cosmos Co-operative Bank
Branch
Vasai
District
Palghar
State
Maharashtra
Phone
+912502340010

Branch address

Cosmos Co-operative Bank
Maurya Shopping Centre, Ground Floor, S No. 16, Hissa No. 10 / 11, Ambadi Road, Vasai Dist Thane 401202

Open in a map · Pincode 401202: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

COSB is Cosmos Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000116 is the code of the Vasai branch. In the MICR code 400164029, 400 is the city, 164 the bank and 029 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Cosmos Co-operative Bank's Vasai branch (Palghar, Maharashtra) is COSB0000116.

  2. 400164029. MICR is printed at the bottom of the branch's cheques.

  3. Maurya Shopping Centre, Ground Floor, S No. 16, Hissa No. 10 / 11, Ambadi Road, Vasai Dist Thane 401202

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC COSB0000116 with the beneficiary's account number.

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