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Cosmos Co-operative Bank · Vadodara

COSB0000064: Cosmos Co-operative Bank, Productivity Road

IFSC code COSB0000064 belongs to the Productivity Road branch of Cosmos Co-operative Bank in Vadodara, Gujarat. Its MICR code is 390164002.

IFSC
COSB0000064
MICR
390164002
Bank
Cosmos Co-operative Bank
Branch
Productivity Road
District
Vadodara
State
Gujarat

Branch address

Cosmos Co-operative Bank
3-4, Madhav Complex, Nr. Panorama Complex, R.C. Dutt Road,Alkapuri, Vadodara 390007

Open in a map · Pincode 390007: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

COSB is Cosmos Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000064 is the code of the Productivity Road branch. In the MICR code 390164002, 390 is the city, 164 the bank and 002 the branch.

Other Cosmos Co-operative Bank branches in Vadodara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Cosmos Co-operative Bank's Productivity Road branch (Vadodara, Gujarat) is COSB0000064.

  2. 390164002. MICR is printed at the bottom of the branch's cheques.

  3. 3-4, Madhav Complex, Nr. Panorama Complex, R.C. Dutt Road,Alkapuri, Vadodara 390007

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC COSB0000064 with the beneficiary's account number.

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