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Cosmos Co-operative Bank · Bhavnagar

COSB0000057: Cosmos Co-operative Bank, Bhavnagar

IFSC code COSB0000057 belongs to the Bhavnagar branch of Cosmos Co-operative Bank in Bhavnagar, Gujarat. Its MICR code is 364164002.

IFSC
COSB0000057
MICR
364164002
Bank
Cosmos Co-operative Bank
Branch
Bhavnagar
District
Bhavnagar
State
Gujarat

Branch address

Cosmos Co-operative Bank
Gold Centre,Shop.No.1,2,3 Ground Floor,Opposite Dadasaheb Derasar Kalanala,Bhavnagar 364001

Open in a map · Pincode 364001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

COSB is Cosmos Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000057 is the code of the Bhavnagar branch. In the MICR code 364164002, 364 is the city, 164 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Cosmos Co-operative Bank's Bhavnagar branch (Bhavnagar, Gujarat) is COSB0000057.

  2. 364164002. MICR is printed at the bottom of the branch's cheques.

  3. Gold Centre,Shop.No.1,2,3 Ground Floor,Opposite Dadasaheb Derasar Kalanala,Bhavnagar 364001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC COSB0000057 with the beneficiary's account number.

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