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Capital Small Finance Bank · Ladian

CLBL0000151: Capital Small Finance Bank, Ladian

IFSC code CLBL0000151 belongs to the Ladian branch of Capital Small Finance Bank in Ladian, Punjab. Its MICR code is 144545505.

IFSC
CLBL0000151
MICR
144545505
Bank
Capital Small Finance Bank
Branch
Ladian
District
Ladian
State
Punjab
Phone
+911826265050

Branch address

Capital Small Finance Bank
Village Ladian, Post Office Dosanj Kalan, Tehsil Phillaur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

CLBL is Capital Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 000151 is the code of the Ladian branch. In the MICR code 144545505, 144 is the city, 545 the bank and 505 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Capital Small Finance Bank's Ladian branch (Ladian, Punjab) is CLBL0000151.

  2. 144545505. MICR is printed at the bottom of the branch's cheques.

  3. Village Ladian, Post Office Dosanj Kalan, Tehsil Phillaur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CLBL0000151 with the beneficiary's account number.

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