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City Union Bank · Needamangalam

CIUB0000949: City Union Bank, Rayapuram

IFSC code CIUB0000949 belongs to the Rayapuram branch of City Union Bank in Needamangalam, Tamil Nadu. Its MICR code is 612054032.

IFSC
CIUB0000949
MICR
612054032
Bank
City Union Bank
Branch
Rayapuram
District
Needamangalam
State
Tamil Nadu
Phone
+918925805389

Branch address

City Union Bank
S. No. 392/4a and 392/4b,G.P.S Complex, Vaduvur Road,Rayapuram,Needamangalam Taluk,Thiruvarur

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

CIUB is City Union Bank's bank code, the fifth character 0 is kept for future use, and 000949 is the code of the Rayapuram branch. In the MICR code 612054032, 612 is the city, 054 the bank and 032 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of City Union Bank's Rayapuram branch (Needamangalam, Tamil Nadu) is CIUB0000949.

  2. 612054032. MICR is printed at the bottom of the branch's cheques.

  3. S. No. 392/4a and 392/4b,G.P.S Complex, Vaduvur Road,Rayapuram,Needamangalam Taluk,Thiruvarur

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CIUB0000949 with the beneficiary's account number.

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