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City Union Bank · Melakottaiyur

CIUB0000396: City Union Bank, Melakottaiyur

IFSC code CIUB0000396 belongs to the Melakottaiyur branch of City Union Bank in Melakottaiyur, Tamil Nadu. Its MICR code is 600054069.

IFSC
CIUB0000396
MICR
600054069
Bank
City Union Bank
Branch
Melakottaiyur
District
Melakottaiyur
State
Tamil Nadu
Phone
+919362990458

Branch address

City Union Bank
Vandalur Kelambakkam Road,Near Vit Chennai Campus,Melakottaiyur Chennai 600 048.Kanchipuram Dist

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

CIUB is City Union Bank's bank code, the fifth character 0 is kept for future use, and 000396 is the code of the Melakottaiyur branch. In the MICR code 600054069, 600 is the city, 054 the bank and 069 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of City Union Bank's Melakottaiyur branch (Melakottaiyur, Tamil Nadu) is CIUB0000396.

  2. 600054069. MICR is printed at the bottom of the branch's cheques.

  3. Vandalur Kelambakkam Road,Near Vit Chennai Campus,Melakottaiyur Chennai 600 048.Kanchipuram Dist

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CIUB0000396 with the beneficiary's account number.

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