CIUB0000318: City Union Bank, Banaswadi
IFSC code CIUB0000318 belongs to the Banaswadi branch of City Union Bank in Bengaluru Urban, Karnataka. Its MICR code is 560054013.
- IFSC
- CIUB0000318
- MICR
- 560054013
- Bank
- City Union Bank
- Branch
- Banaswadi
- District
- Bengaluru Urban
- State
- Karnataka
- Phone
- +919342448522
Branch address
City Union Bank
No 6, Ganesh Chambers, Dodda Banaswadi Main Road, Banaswadi, Bengaluru Urban
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
CIUB is City Union Bank's bank code, the fifth character 0 is kept for future use, and 000318 is the code of the Banaswadi branch. In the MICR code 560054013, 560 is the city, 054 the bank and 013 the branch.
Other City Union Bank branches in Bengaluru Urban
All 36 City Union Bank branches in Bengaluru Urban
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of City Union Bank's Banaswadi branch (Bengaluru Urban, Karnataka) is CIUB0000318.
560054013. MICR is printed at the bottom of the branch's cheques.
No 6, Ganesh Chambers, Dodda Banaswadi Main Road, Banaswadi, Bengaluru Urban
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CIUB0000318 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

