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City Union Bank · Jalandhar

CIUB0000245: City Union Bank, Jalandhar

IFSC code CIUB0000245 belongs to the Jalandhar branch of City Union Bank in Jalandhar, Punjab. Its MICR code is 144054002.

IFSC
CIUB0000245
MICR
144054002
Bank
City Union Bank
Branch
Jalandhar
District
Jalandhar
State
Punjab
Phone
+911812221046

Branch address

City Union Bank
Es 245,Julka Arcade,Nakodar Road,144001

Open in a map · Pincode 144001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

CIUB is City Union Bank's bank code, the fifth character 0 is kept for future use, and 000245 is the code of the Jalandhar branch. In the MICR code 144054002, 144 is the city, 054 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of City Union Bank's Jalandhar branch (Jalandhar, Punjab) is CIUB0000245.

  2. 144054002. MICR is printed at the bottom of the branch's cheques.

  3. Es 245,Julka Arcade,Nakodar Road,144001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CIUB0000245 with the beneficiary's account number.

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