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City Union Bank · Palakkad

CIUB0000126: City Union Bank, Palakad

IFSC code CIUB0000126 belongs to the Palakad branch of City Union Bank in Palakkad, Kerala. Its MICR code is 678054002.

IFSC
CIUB0000126
MICR
678054002
Bank
City Union Bank
Branch
Palakad
District
Palakkad
State
Kerala
Phone
+914912528151

Branch address

City Union Bank
13/697(7), Premier Tower,Opp. Sai Service, Coimbatore Road, Kalmadapam,Palakkad

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

CIUB is City Union Bank's bank code, the fifth character 0 is kept for future use, and 000126 is the code of the Palakad branch. In the MICR code 678054002, 678 is the city, 054 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of City Union Bank's Palakad branch (Palakkad, Kerala) is CIUB0000126.

  2. 678054002. MICR is printed at the bottom of the branch's cheques.

  3. 13/697(7), Premier Tower,Opp. Sai Service, Coimbatore Road, Kalmadapam,Palakkad

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CIUB0000126 with the beneficiary's account number.

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