CBIN0284452: Central Bank of India, Garhwa
IFSC code CBIN0284452 belongs to the Garhwa branch of Central Bank of India in Garhwa, Jharkhand. Its MICR code is 822016102.
- IFSC
- CBIN0284452
- MICR
- 822016102
- Branch
- Garhwa
- District
- Garhwa
- State
- Jharkhand
- Phone
- +912222612008
Branch address
Central Bank of India
Sri Ganesh Mall,Garhwa Main Road,Near Bus Stand,Garhwa,822114,Garhwa,Jharkhand
Open in a map · Pincode 822114: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
CBIN is Central Bank of India's bank code, the fifth character 0 is kept for future use, and 284452 is the code of the Garhwa branch. In the MICR code 822016102, 822 is the city, 016 the bank and 102 the branch.
Other Central Bank of India branches in Garhwa
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Central Bank of India's Garhwa branch (Garhwa, Jharkhand) is CBIN0284452.
822016102. MICR is printed at the bottom of the branch's cheques.
Sri Ganesh Mall,Garhwa Main Road,Near Bus Stand,Garhwa,822114,Garhwa,Jharkhand
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CBIN0284452 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

