CBIN0284362: Central Bank of India, Balod
IFSC code CBIN0284362 belongs to the Balod branch of Central Bank of India in Balod, Chhattisgarh. Its MICR code is 491016857.
- IFSC
- CBIN0284362
- MICR
- 491016857
- Branch
- Balod
- District
- Balod
- State
- Chhattisgarh
- Phone
- +912222612008
Branch address
Central Bank of India
Cbi,Balod Branch,City Balod,District Balod,State Chatisgarh Pincode 491226
Open in a map · Pincode 491226: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
CBIN is Central Bank of India's bank code, the fifth character 0 is kept for future use, and 284362 is the code of the Balod branch. In the MICR code 491016857, 491 is the city, 016 the bank and 857 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Central Bank of India's Balod branch (Balod, Chhattisgarh) is CBIN0284362.
491016857. MICR is printed at the bottom of the branch's cheques.
Cbi,Balod Branch,City Balod,District Balod,State Chatisgarh Pincode 491226
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CBIN0284362 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

