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Central Bank of India · Jalandhar

CBIN0284294: Central Bank of India, Phillaur

IFSC code CBIN0284294 belongs to the Phillaur branch of Central Bank of India in Jalandhar, Punjab. Its MICR code is 144016502.

IFSC
CBIN0284294
MICR
144016502
Bank
Central Bank of India
Branch
Phillaur
District
Jalandhar
State
Punjab
Phone
+912222637966

Branch address

Central Bank of India
K L Tower,Akalpur Main Road,City Phillaur,Dist Jalandhar,Punjab 144410

Open in a map · Pincode 144410: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

CBIN is Central Bank of India's bank code, the fifth character 0 is kept for future use, and 284294 is the code of the Phillaur branch. In the MICR code 144016502, 144 is the city, 016 the bank and 502 the branch.

Other Central Bank of India branches in Jalandhar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Central Bank of India's Phillaur branch (Jalandhar, Punjab) is CBIN0284294.

  2. 144016502. MICR is printed at the bottom of the branch's cheques.

  3. K L Tower,Akalpur Main Road,City Phillaur,Dist Jalandhar,Punjab 144410

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CBIN0284294 with the beneficiary's account number.

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