CBIN0281121: Central Bank of India, Cochin Regional Office
IFSC code CBIN0281121 belongs to the Cochin Regional Office branch of Central Bank of India in Ernakulam, Kerala. Its MICR code is 682016888.
- IFSC
- CBIN0281121
- MICR
- 682016888
- Branch
- Cochin Regional Office
- District
- Ernakulam
- State
- Kerala
- Phone
- +912222612008
Branch address
Central Bank of India
Geo Towers, Iind Floor, Sahedaran Ayyappan Road, Pallimukku Kochi (Cochin)Dist-Ernakulam,Kerala-682016
Open in a map · Pincode 682016: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
CBIN is Central Bank of India's bank code, the fifth character 0 is kept for future use, and 281121 is the code of the Cochin Regional Office branch. In the MICR code 682016888, 682 is the city, 016 the bank and 888 the branch.
Other Central Bank of India branches in Ernakulam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Central Bank of India's Cochin Regional Office branch (Ernakulam, Kerala) is CBIN0281121.
682016888. MICR is printed at the bottom of the branch's cheques.
Geo Towers, Iind Floor, Sahedaran Ayyappan Road, Pallimukku Kochi (Cochin)Dist-Ernakulam,Kerala-682016
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CBIN0281121 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

