CBIN0280361: Central Bank of India, Millerganj Ludhiana
IFSC code CBIN0280361 belongs to the Millerganj Ludhiana branch of Central Bank of India in Ludhiana, Punjab. Its MICR code is 141016009.
- IFSC
- CBIN0280361
- MICR
- 141016009
- Branch
- Millerganj Ludhiana
- District
- Ludhiana
- State
- Punjab
- Phone
- +912222612008
Branch address
Central Bank of India
G.T. Road, Miller Ganj, Ludhiana Punjab 141003
Open in a map · Pincode 141003: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
CBIN is Central Bank of India's bank code, the fifth character 0 is kept for future use, and 280361 is the code of the Millerganj Ludhiana branch. In the MICR code 141016009, 141 is the city, 016 the bank and 009 the branch.
Other Central Bank of India branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Central Bank of India's Millerganj Ludhiana branch (Ludhiana, Punjab) is CBIN0280361.
141016009. MICR is printed at the bottom of the branch's cheques.
G.T. Road, Miller Ganj, Ludhiana Punjab 141003
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC CBIN0280361 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation