BKID0009962: Bank of India, Karanwas
IFSC code BKID0009962 belongs to the Karanwas branch of Bank of India in Karanwas, Madhya Pradesh. Its MICR code is 465013520.
- IFSC
- BKID0009962
- MICR
- 465013520
- Bank
- Bank of India
- Branch
- Karanwas
- District
- Karanwas
- State
- Madhya Pradesh
- Phone
- +917374252231
Branch address
Bank of India
Komal Sadanat Post Karanwasvia Pachore Dist Rajgarh
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009962 is the code of the Karanwas branch. In the MICR code 465013520, 465 is the city, 013 the bank and 520 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Karanwas branch (Karanwas, Madhya Pradesh) is BKID0009962.
465013520. MICR is printed at the bottom of the branch's cheques.
Komal Sadanat Post Karanwasvia Pachore Dist Rajgarh
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009962 with the beneficiary's account number.
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