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Bank of India · Ratlam

BKID0009481: Bank of India, Krishi Upaj Mandi Ratlam

IFSC code BKID0009481 belongs to the Krishi Upaj Mandi Ratlam branch of Bank of India in Ratlam, Madhya Pradesh. Its MICR code is 457013001.

IFSC
BKID0009481
MICR
457013001
Bank
Bank of India
Branch
Krishi Upaj Mandi Ratlam
District
Ratlam
State
Madhya Pradesh
Phone
+917412267739

Branch address

Bank of India
Mhow Neemuch Roadratlam

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009481 is the code of the Krishi Upaj Mandi Ratlam branch. In the MICR code 457013001, 457 is the city, 013 the bank and 001 the branch.

Other Bank of India branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Krishi Upaj Mandi Ratlam branch (Ratlam, Madhya Pradesh) is BKID0009481.

  2. 457013001. MICR is printed at the bottom of the branch's cheques.

  3. Mhow Neemuch Roadratlam

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009481 with the beneficiary's account number.

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