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Bank of India · Balrampur

BKID0009391: Bank of India, Balrampur Branch

IFSC code BKID0009391 belongs to the Balrampur Branch branch of Bank of India in Balrampur, Chhattisgarh. Its MICR code is 497013003.

IFSC
BKID0009391
MICR
497013003
Bank
Bank of India
Branch
Balrampur Branch
District
Balrampur
State
Chhattisgarh
Phone
+919755903951

Branch address

Bank of India
Ward No 15 Plot No 770 3 Balrampur Post and Thana Balrampur 497119

Open in a map · Pincode 497119: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009391 is the code of the Balrampur Branch branch. In the MICR code 497013003, 497 is the city, 013 the bank and 003 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Balrampur Branch branch (Balrampur, Chhattisgarh) is BKID0009391.

  2. 497013003. MICR is printed at the bottom of the branch's cheques.

  3. Ward No 15 Plot No 770 3 Balrampur Post and Thana Balrampur 497119

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009391 with the beneficiary's account number.

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