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Bank of India · Sakti

BKID0009390: Bank of India, Sakti

IFSC code BKID0009390 belongs to the Sakti branch of Bank of India in Sakti, Chandigarh. Its MICR code is 495013006.

IFSC
BKID0009390
MICR
495013006
Bank
Bank of India
Branch
Sakti
District
Sakti
State
Chandigarh
Phone
+919044864980

Branch address

Bank of India
Ward No -16, Plot No 22/7 Sunil Trader Station Road ,Opp PNB Bank

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009390 is the code of the Sakti branch. In the MICR code 495013006, 495 is the city, 013 the bank and 006 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Sakti branch (Sakti, Chandigarh) is BKID0009390.

  2. 495013006. MICR is printed at the bottom of the branch's cheques.

  3. Ward No -16, Plot No 22/7 Sunil Trader Station Road ,Opp PNB Bank

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009390 with the beneficiary's account number.

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