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Bank of India · Baikunthpur CG

BKID0009385: Bank of India, Baikunthpur

IFSC code BKID0009385 belongs to the Baikunthpur branch of Bank of India in Baikunthpur CG, Chhattisgarh. Its MICR code is 497013502.

IFSC
BKID0009385
MICR
497013502
Bank
Bank of India
Branch
Baikunthpur
District
Baikunthpur CG
State
Chhattisgarh
Phone
+917836232131

Branch address

Bank of India
Bai Sagar Complex Ward No08baikunthpur Dist Koria Chhattisgarh

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009385 is the code of the Baikunthpur branch. In the MICR code 497013502, 497 is the city, 013 the bank and 502 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Baikunthpur branch (Baikunthpur CG, Chhattisgarh) is BKID0009385.

  2. 497013502. MICR is printed at the bottom of the branch's cheques.

  3. Bai Sagar Complex Ward No08baikunthpur Dist Koria Chhattisgarh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009385 with the beneficiary's account number.

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