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Bank of India · Balod

BKID0009316: Bank of India, Gunderdehi

IFSC code BKID0009316 belongs to the Gunderdehi branch of Bank of India in Balod, Chhattisgarh. Its MICR code is 491013506.

IFSC
BKID0009316
MICR
491013506
Bank
Bank of India
Branch
Gunderdehi
District
Balod
State
Chhattisgarh
Phone
+917415675768

Branch address

Bank of India
Payal Plaza Opposite Bus Stand at Post Gunderdehi Dist Balod State Chhattisgarh

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009316 is the code of the Gunderdehi branch. In the MICR code 491013506, 491 is the city, 013 the bank and 506 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Gunderdehi branch (Balod, Chhattisgarh) is BKID0009316.

  2. 491013506. MICR is printed at the bottom of the branch's cheques.

  3. Payal Plaza Opposite Bus Stand at Post Gunderdehi Dist Balod State Chhattisgarh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009316 with the beneficiary's account number.

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