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Bank of India · Baloda Bazar

BKID0009315: Bank of India, Balod

IFSC code BKID0009315 belongs to the Balod branch of Bank of India in Baloda Bazar, Chhattisgarh. Its MICR code is 491013504.

IFSC
BKID0009315
MICR
491013504
Bank
Bank of India
Branch
Balod
District
Baloda Bazar
State
Chhattisgarh
Phone
+919826970724

Branch address

Bank of India
Dillirajhara Roadamapara

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009315 is the code of the Balod branch. In the MICR code 491013504, 491 is the city, 013 the bank and 504 the branch.

Other Bank of India branches in Baloda Bazar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Bank of India's Balod branch (Baloda Bazar, Chhattisgarh) is BKID0009315.

  2. 491013504. MICR is printed at the bottom of the branch's cheques.

  3. Dillirajhara Roadamapara

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009315 with the beneficiary's account number.

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