BKID0009082: Bank of India, Gairatganj
IFSC code BKID0009082 belongs to the Gairatganj branch of Bank of India in Raisen, Madhya Pradesh. Its MICR code is 464013503.
- IFSC
- BKID0009082
- MICR
- 464013503
- Bank
- Bank of India
- Branch
- Gairatganj
- District
- Raisen
- State
- Madhya Pradesh
- Phone
- +918109523553
Branch address
Bank of India
Nayak Bhawan 7 Main Bhopal Sagar Road Ward No 15 Tekpar Colony Gairatganj Tehsil Giratganj MP
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 009082 is the code of the Gairatganj branch. In the MICR code 464013503, 464 is the city, 013 the bank and 503 the branch.
Other Bank of India branches in Raisen
All 43 Bank of India branches in Raisen
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Gairatganj branch (Raisen, Madhya Pradesh) is BKID0009082.
464013503. MICR is printed at the bottom of the branch's cheques.
Nayak Bhawan 7 Main Bhopal Sagar Road Ward No 15 Tekpar Colony Gairatganj Tehsil Giratganj MP
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0009082 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

