BKID0008615: Bank of India, Gidijala
IFSC code BKID0008615 belongs to the Gidijala branch of Bank of India in Gidijala Dist Visakhapatnam, Andhra Pradesh. Its MICR code is 530013542.
- IFSC
- BKID0008615
- MICR
- 530013542
- Bank
- Bank of India
- Branch
- Gidijala
- District
- Gidijala Dist Visakhapatnam
- State
- Andhra Pradesh
- Phone
- +918933202188
Branch address
Bank of India
1 38a Main Roadgidijala Popendurti Sodist Visakhapatnam
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
BKID is Bank of India's bank code, the fifth character 0 is kept for future use, and 008615 is the code of the Gidijala branch. In the MICR code 530013542, 530 is the city, 013 the bank and 542 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Bank of India's Gidijala branch (Gidijala Dist Visakhapatnam, Andhra Pradesh) is BKID0008615.
530013542. MICR is printed at the bottom of the branch's cheques.
1 38a Main Roadgidijala Popendurti Sodist Visakhapatnam
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC BKID0008615 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation